Free calculators
Professional services calculators
Legal, medical, accounting and insurance practice numbers.
138 calculators
Billable Hours
Billable hours from a working week, and what share of a paid day actually reaches a client bill..
Billable Target
What an annual billable target means week by week and day by day, once holidays are taken out..
Realization Rate
Realization: how much of the time recorded actually makes it onto an invoice..
Collection Rate
How much of what you invoice is actually collected, and what the lag costs..
Firm Capacity
How many matters a firm can carry, and what revenue that capacity supports..
Legal Billing
Build a matter invoice from time, fixed fees and disbursements, and see the blended rate it produces..
Attorney Billing
Convert recorded time into billable increments, and see what rounding adds across a year..
Legal Fee
Estimate a matter fee under hourly, flat and capped arrangements, and compare the risk each carries..
Retainer Fee
Size a retainer and see how long it lasts at the expected burn rate before it needs replenishing..
Contingency Fee
How a settlement divides between the contingency fee, case costs and the client, under either order of deduction..
Settlement Net
A full settlement distribution statement: fee, costs, liens and what reaches the client..
Attorney Fee
Attorney fee under a sliding scale that steps down as the recovery rises, as many rules require..
Case Economics
Whether a contingency matter is worth taking, from the firm's side: hours invested, costs advanced and the chance of recovery..
PI Settlement Distribution
How a personal injury settlement distributes between fee, costs, medical liens and the client..
Self-Employment Tax
Self-employment tax on business earnings, and the half of it that is deductible..
Income Tax
Income tax from gross income, deductions and the marginal rates that apply to you..
Tax
A combined estimate of income tax and self-employment tax, for setting money aside..
Quarterly Tax
Quarterly estimated payments, including the safe harbour amount that avoids penalties..
Estimated Tax
Project a full year's tax from income to date, and see whether payments are on track..
Payroll Tax
Employer and employee payroll tax on a wage, and the full cost of employing somebody..
Paycheck
Take home pay from gross, after payroll tax, income tax withholding and deductions..
Overtime Pay
Overtime pay at time and a half or double time, with the regular rate worked out correctly..
Hourly to Salary
Annual salary equivalent of an hourly rate, with unpaid time and benefits accounted for..
Salary to Hourly
Hourly equivalent of a salary, including the hours a salaried role actually takes..
Life Insurance Needs
How much life cover a household would need, built up from the obligations it would have to meet..
Life Insurance
Estimate a life insurance premium from cover amount, age, term and health class..
Term Life
Compare term lengths for the same cover, and what each costs over its life..
Whole Life
Whole life premium and cash value against buying term and investing the difference..
General Liability
Estimate general liability premium from revenue and the risk class of the work..
Professional Liability
Errors and omissions premium from billings and the risk of the professional work..
Workers Compensation
Workers compensation premium from payroll, class rate and experience modifier..
Commercial Auto
Commercial vehicle insurance from fleet size, value and how the vehicles are used..
Commercial Property
Commercial property premium from building and contents value, with the coinsurance trap explained..
Small Business Insurance
A business owner's package premium, combining liability and property cover..
Contractor Insurance
Contractor insurance from revenue and trade, covering the policies a contract usually requires..
Deductible
Whether raising a deductible pays, given the premium saving and how often you claim..
Actual Cash Value
Actual cash value after depreciation, and the gap against replacement cost cover..
1099 Tax
Tax on 1099 income, including the self-employment tax an employee never sees..
Contractor Tax
Tax for an independent contractor, from gross billings to what actually stays..
Freelance Tax
What a freelancer should set aside from each payment, and why the percentage is higher than expected..
LLC Tax
Tax on a single-member LLC, which by default is taxed as a sole proprietorship..
Small Business Tax
Estimated tax on small business profit, for a pass-through entity..
Business Tax
Tax on business profit, with the self-employment component shown separately..
S Corp Tax
What an S corporation election saves on self-employment tax, against what it costs to run..
Corporate Tax
Corporate tax on profit, and the second layer when profit is distributed as dividends..
GST and VAT
Add or remove GST, VAT or sales tax from a figure, with the gross-up done correctly..
Home Insurance
Home insurance cover and premium, built from rebuild cost rather than market value..
Homeowners Insurance
Homeowners premium from home value, location risk and the limits you carry..
Renters Insurance
Renters cover from the value of your possessions, plus liability..
Landlord Insurance
Landlord cover for a rental, including loss of rent while it is uninhabitable..
Umbrella Insurance
How much excess liability cover to carry, based on what could actually be at risk..
Flood Insurance
Flood premium from zone, elevation and cover, for the peril standard policies exclude..
Cyber Insurance
Cyber cover sized against the records you hold and what a breach would cost to handle..
Electrician Insurance
Insurance cost for an electrical contractor: liability, workers compensation and vehicles..
Plumber Insurance
Insurance cost for a plumbing contractor, where water damage drives the liability rate..
HVAC Insurance
Insurance cost for an HVAC contractor across liability, workers compensation and fleet..
Roofing Insurance
Insurance cost for a roofing contractor, the trade with among the highest rates there are..
Insurance Premium
A general premium estimate from any exposure base and rate, for comparing quotes..
Appointment Capacity
How many appointments a practice can actually offer, once admin time and buffers are counted..
Practice Capacity
How many patients a practice can carry, and the revenue that capacity supports..
No-Show Rate
What no-shows cost a practice, and what a reminder system would have to achieve to pay for itself..
Cancellation Rate
Cancellation rate split by notice given, and how much of each is recoverable..
Collection Rate
Net collection rate, denial rate and days in receivables, the three numbers that describe a practice's billing health..
Visit Value
What a visit is actually worth across a payer mix, after adjustments and collection..
Break-Even Patients
How many visits a month a practice needs before it starts making money..
New Patient Conversion
How many enquiries become attending patients, and where the drop-off happens..
Billing Rate
The hourly rate a solo or small practice has to charge, worked back from income and overhead..
Solo Billable Hours
What a solo practitioner can realistically bill, once running the practice is counted..
Practice Capacity
How many matters a small practice can carry at once without service quality falling over..
Solo Collection Rate
Collection performance for a small practice, and what changing the billing cycle would recover..
Solo Realization
How much recorded time survives to an invoice in a small practice, and what the write-downs cost..
Matter Economics
Whether a matter type is worth taking, from the hours it consumes and what it actually collects..
Solo Contingency Fee
How a contingency recovery divides, and what the matter earned the practice per hour..
Settlement Fee
A settlement distribution for a small practice, showing what the client receives and why..
Marketing Budget
What a practice can afford to spend acquiring a matter, and what a budget should return..
Practice Gross Profit
What is left on practice work after the direct cost of delivering it, before overhead..
Practice Repair Revenue
What the repair side of a practice business brings in, and what it actually earns after the cost of delivering it..
Practice Break-Even
How much practice work you need each month before the business starts making money..
Practice Overhead
Add up what a practice business costs to run before a single job is done, and what that is as a share of revenue..
Practice Hourly Rate
Work backwards from the income you need to the hourly rate a practice business has to charge..
Practice Hourly Rate
Work backwards from the income you need to the hourly rate a practice business has to charge..
Practice Recurring Revenue
What a book of practice agreements is worth, including the repair work members bring back..
Practice Margin
Work out the gross margin on a practice job from the price and what it cost you to deliver..
Practice Productivity
How much of a paid technician day actually reaches an invoice, and what the rest is costing..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Customer Value
What a practice customer is worth across the whole relationship, not just the first job..
Practice ROI
Whether a practice investment pays for itself, and how long it takes..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Payroll
What a practice employee really costs once burden, overtime and unbillable hours are counted..
Practice Margin
Work out the gross margin on a practice job from the price and what it cost you to deliver..
Practice Margin
Work out the gross margin on a practice job from the price and what it cost you to deliver..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Gross Profit
What is left on practice work after the direct cost of delivering it, before overhead..
Practice Repair Revenue
What the repair side of a practice business brings in, and what it actually earns after the cost of delivering it..
Practice Break-Even
How much practice work you need each month before the business starts making money..
Practice Overhead
Add up what a practice business costs to run before a single job is done, and what that is as a share of revenue..
Practice Pricing
Price a practice job from what it costs you to deliver, with overhead and your target margin both accounted for..
Practice Productivity
How much of a paid technician day actually reaches an invoice, and what the rest is costing..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Customer Value
What a practice customer is worth across the whole relationship, not just the first job..
Practice Lead Value
What one practice enquiry is worth, and therefore the most you can sensibly pay for one..
Practice Conversion Rate
How many practice enquiries turn into booked work, at each step from call to job..
Practice ROI
Whether a practice investment pays for itself, and how long it takes..
Practice Repair Revenue
What the repair side of a practice business brings in, and what it actually earns after the cost of delivering it..
Practice Gross Profit
What is left on practice work after the direct cost of delivering it, before overhead..
Practice Gross Profit
What is left on practice work after the direct cost of delivering it, before overhead..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Cash Flow
What actually lands in the bank each month once practice customers pay at the speed they really pay..
Revenue Per Attorney
What each attorney produces in a practice business, and what one more would be worth..
Revenue Per Employee
What each employee produces in a practice business, and what one more would be worth..
Practice Margin
Work out the gross margin on a practice job from the price and what it cost you to deliver..
Practice Gross Profit
What is left on practice work after the direct cost of delivering it, before overhead..
Practice Repair Revenue
What the repair side of a practice business brings in, and what it actually earns after the cost of delivering it..
Practice Break-Even
How much practice work you need each month before the business starts making money..
Practice Overhead
Add up what a practice business costs to run before a single job is done, and what that is as a share of revenue..
Practice Pricing
Price a practice job from what it costs you to deliver, with overhead and your target margin both accounted for..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Customer Value
What a practice customer is worth across the whole relationship, not just the first job..
Revenue Per Provider
What each provider produces in a practice business, and what one more would be worth..
Practice Productivity
How much of a paid technician day actually reaches an invoice, and what the rest is costing..
Practice Cash Flow
What actually lands in the bank each month once practice customers pay at the speed they really pay..
Practice ROI
Whether a practice investment pays for itself, and how long it takes..
Practice Repair Revenue
What the repair side of a practice business brings in, and what it actually earns after the cost of delivering it..
Practice Recurring Revenue
What a book of practice agreements is worth, including the repair work members bring back..
Practice Recurring Revenue
What a book of practice agreements is worth, including the repair work members bring back..
Practice Payroll
What a practice employee really costs once burden, overtime and unbillable hours are counted..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Repair Cost
Estimate what a practice repair costs, broken into labour, parts and the call-out..
Practice Margin
Work out the gross margin on a practice job from the price and what it cost you to deliver..
Practice Repair Revenue
What the repair side of a practice business brings in, and what it actually earns after the cost of delivering it..
Practice Repair Revenue
What the repair side of a practice business brings in, and what it actually earns after the cost of delivering it..
Beyond the numbers
Tools that produce something you can send
Invoice Generator
Build a clean, itemised invoice and print it to PDF.
Open toolEstimate Generator
Turn a scope of work into a priced estimate the customer can approve.
Open toolWork Order Generator
Write the job down before the technician leaves: what, where, who, and what they need to take with them..
Open toolOther categories
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