Free calculators

Real estate & rental calculators

Mortgages, cap rate, yield, commission and rental returns.

79 calculators

Cap Rate

Capitalisation rate from net operating income and price, the measure that ignores financing entirely..

Cash on Cash

Return on the cash you actually put in, after the mortgage is paid..

DSCR

Debt service coverage ratio, the number a lender uses to decide whether the rent covers the loan..

Debt Service Coverage

Whether a property's income covers its debt, and how much headroom there is before it does not..

Gross Rent Multiplier

Gross rent multiplier, a fast screening ratio for comparing properties before doing the real work..

Rental Yield

Gross and net rental yield, and the gap between them that expenses create..

Rental Yield

Yield on a rental property, with the leveraged return shown alongside the unleveraged one..

Rental NOI

Net operating income line by line, the figure everything else in property analysis builds on..

Operating Expense Ratio

What share of rent goes on running the property, and how it compares with typical ranges..

Vacancy Loss

What vacancy actually costs, including the turnover work that happens while nobody is paying..

House Payment

The full monthly payment: principal, interest, taxes, insurance and any association dues..

Home Affordability

What price a lender is likely to approve, based on income, debts and the ratios they actually use..

Down Payment

Cash needed to close, and what a larger deposit does to the payment and to mortgage insurance..

Rent vs Buy

How long you need to stay before buying beats renting, counting the costs people forget..

Property Tax

Property tax from assessed value and the mill rate, with exemptions applied..

Home Equity

Equity in a home, the loan-to-value ratio, and how much of it a lender would let you borrow..

Home Appreciation

What a home may be worth in future at a given growth rate, and what that is in real terms..

Net Proceeds

What a seller actually walks away with after commission, costs and paying off the mortgage..

Vacancy Rate

Vacancy and occupancy across a portfolio, by unit count and by rent value..

Management Fee

What property management really costs once leasing fees, renewals and markups are counted..

Rent Proration

Prorated rent for a partial month, by the three methods landlords actually use..

Rent Increase

A rent increase in dollars and percent, and whether it is worth the risk of a turnover..

Security Deposit

What to return from a security deposit after legitimate deductions, and the interest some states require..

Late Fee

Late fees on overdue rent, flat or daily, with the caps many jurisdictions impose..

Lease

Total and effective rent over a lease term, once free months and concessions are counted..

Lease Renewal

Whether to push a renewal increase or protect the tenancy, with the turnover cost on the other side..

Maintenance Reserve

What to set aside each month for the components that will certainly need replacing..

Fix and Flip

Profit on a flip after every cost, including the holding costs most projections leave out..

Investment Property

Total return on an investment property: cash flow, principal paydown and appreciation together..

Rental Property

Full analysis of a rental purchase: income, expenses, financing and what is left each month..

Agent Income

What an agent actually takes home after the split, the brokerage fees and self-employment costs..

Commission Split

How a commission divides between listing side, buyer side, brokerage and agent, including a cap..

Agent Sales Goal

How many transactions, appointments and conversations an income goal actually requires..

Agent Closing Rate

How many listing appointments and buyer consultations turn into closed transactions..

Agent Cost Per Lead

What each real estate lead costs, and whether a closing covers the spend that produced it..

Agent Ad Spend

Whether an advertising budget returns more in commission than it costs..

Agent Expenses

What it costs to run a real estate practice for a year, before a single commission arrives..

Brokerage Fees

Total cost of a brokerage over a year, comparing a split model against a flat fee one..

Split Comparison

Compare two brokerage arrangements side by side at your actual transaction volume..

Agent Annual Income

Annual gross commission income and what survives to the bank account..

Agent Monthly Income

Monthly income from a pipeline, and how many months of reserve the gaps require..

Agent Mileage

Business mileage and what the standard rate deduction is worth against your tax..

Agent Tax

What to set aside from commission for tax, including both halves of self-employment tax..

Listing Fee

What a seller pays under different listing arrangements, and what each leaves them with..

Referral Fee

What a referral fee costs the receiving agent, and what it leaves after the brokerage split..

Agent Cap Rate

A quick cap rate for showing an investor client, with the expense assumptions made visible..

Investment Return

A complete return picture to show an investor client: cash flow, paydown, appreciation and tax position..

Real Estate Repair Cost

Estimate what a real estate repair costs, broken into labour, parts and the call-out..

Real Estate Commission

Work out commission on real estate sales, on revenue or on gross profit, and what it leaves the business..

Real Estate Repair Cost

Estimate what a real estate repair costs, broken into labour, parts and the call-out..

Real Estate Repair Cost

Estimate what a real estate repair costs, broken into labour, parts and the call-out..

Real Estate ROI

Whether a real estate investment pays for itself, and how long it takes..

Real Estate Cash Flow

What actually lands in the bank each month once real estate customers pay at the speed they really pay..

Real Estate Gross Profit

What is left on real estate work after the direct cost of delivering it, before overhead..

Real Estate Repair Cost

Estimate what a real estate repair costs, broken into labour, parts and the call-out..

Real Estate Pricing

Price a real estate job from what it costs you to deliver, with overhead and your target margin both accounted for..

Real Estate Gross Profit

What is left on real estate work after the direct cost of delivering it, before overhead..

Real Estate Repair Revenue

What the repair side of a real estate business brings in, and what it actually earns after the cost of delivering it..

Real Estate Break-Even

How much real estate work you need each month before the business starts making money..

Real Estate ROI

Whether a real estate investment pays for itself, and how long it takes..

Real Estate Cash Flow

What actually lands in the bank each month once real estate customers pay at the speed they really pay..

Real Estate ROI

Whether a real estate investment pays for itself, and how long it takes..

Real Estate Gross Profit

What is left on real estate work after the direct cost of delivering it, before overhead..

Real Estate Repair Cost

Estimate what a real estate repair costs, broken into labour, parts and the call-out..

Real Estate Repair Cost

Estimate what a real estate repair costs, broken into labour, parts and the call-out..

Real Estate Commission

Work out commission on real estate sales, on revenue or on gross profit, and what it leaves the business..

Real Estate Gross Profit

What is left on real estate work after the direct cost of delivering it, before overhead..

Real Estate Break-Even

How much real estate work you need each month before the business starts making money..

Real Estate ROI

Whether a real estate investment pays for itself, and how long it takes..

Real Estate Lead Value

What one real estate enquiry is worth, and therefore the most you can sensibly pay for one..

Real Estate Conversion Rate

How many real estate enquiries turn into booked work, at each step from call to job..

Real Estate Customer Value

What a real estate customer is worth across the whole relationship, not just the first job..

Real Estate ROI

Whether a real estate investment pays for itself, and how long it takes..

Real Estate Repair Cost

Estimate what a real estate repair costs, broken into labour, parts and the call-out..

Real Estate Cash Flow

What actually lands in the bank each month once real estate customers pay at the speed they really pay..

Real Estate ROI

Whether a real estate investment pays for itself, and how long it takes..

Real Estate Gross Profit

What is left on real estate work after the direct cost of delivering it, before overhead..

Real Estate Commission

Work out commission on real estate sales, on revenue or on gross profit, and what it leaves the business..

Real Estate Commission

Work out commission on real estate sales, on revenue or on gross profit, and what it leaves the business..

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