Free calculators

Real estate & rental calculators

Mortgages, cap rate, yield, commission and rental returns.

79 calculators

Cap Rate

Works capitalisation rate, which values a property on its income and ignores how it is financed..

Cash on Cash

Works cash on cash return, which measures the cash a deal returns against the cash it took..

DSCR

Works debt service coverage ratio, which is how a lender decides whether the income supports the loan..

Debt Service Coverage

Works coverage of debt service, where the margin above the payments is the resilience..

Gross Rent Multiplier

Works gross rent multiplier, a quick screen that ignores everything expenses do..

Rental Yield

Works rental yield, where gross and net are different numbers and only one is informative..

Rental Yield

Works yield on a rental, where the annual figure hides how uneven the year is..

Rental NOI

Works net operating income, where what counts as an operating expense decides the number..

Operating Expense Ratio

Works the operating expense ratio, which is only meaningful against comparable properties..

Vacancy Loss

Works the cost of vacancy, which is more than the rent that was missed..

House Payment

Works a monthly house payment, where principal and interest is the smaller question..

Home Affordability

Works what a buyer can afford, where the lender's limit and a sustainable payment differ..

Down Payment

Works the down payment and what each level changes, including mortgage insurance..

Rent vs Buy

Compares renting against buying, where the transaction costs decide the break-even..

Property Tax

Works property tax from assessed value and the rate, where the assessment is the lever..

Home Equity

Works home equity, which is value less what is owed and nothing more..

Home Appreciation

Projects appreciation, where the assumed rate is doing all the work..

Net Proceeds

Works what a seller actually receives, where the payoff is more than the balance..

Vacancy Rate

Works vacancy rate, where a small portfolio cannot experience the average..

Management Fee

Works management fees, where the fees beyond the monthly percentage matter..

Buyer Closing Costs

Totals a buyer's closing costs, where the lender's estimate is the document to check against..

Seller Closing Costs

Totals a seller's closing costs, where the compensation agreements are the figures to use..

Closing Costs

Totals closing costs on either side, where local practice decides who pays what..

Property Management Cost

Works what managing a property costs, whether paid to a manager or absorbed by the owner..

Tenant Turnover Cost

Works the full cost of a turnover, which is why keeping a good tenant is worth paying for..

Property Maintenance Cost

Works maintenance cost, where routine spending and capital replacement are different problems..

Agent Transaction Cost

Works what a transaction costs an agent, where the net is well below the gross..

Rent Proration

Prorates rent for a partial month, where the method has to be stated in the lease..

Rent Increase

Works a rent increase, where the local rules on amount and notice come first..

Security Deposit

Works a security deposit, where state law governs the amount and the handling..

Late Fee

Works a late fee, where enforceability depends on the local limits..

Lease

Works the total value of a lease, where concessions change the effective rent..

Lease Renewal

Works the economics of a renewal, where it is almost always cheaper than replacing..

Maintenance Reserve

Sizes a maintenance reserve, where the component inventory beats any rule of thumb..

Fix and Flip

Works the economics of a flip, where the holding period and the overrun are the risks..

Investment Property

Works the return on an investment property across all four of its components..

Rental Property

Works a rental property's performance, where the monthly cash position is the live question..

Agent Income

Works agent income, where the gross figure has several deductions before it is yours..

Commission Split

Works a brokerage split, where the cap and the fees decide the real cost..

Agent Sales Goal

Works the transactions needed to reach an income goal, back from the net..

Agent Closing Rate

Measures closing rate, where the stages lost matter more than the overall figure..

Agent Cost Per Lead

Works cost per lead, where cost per closing is the figure that matters..

Agent Ad Spend

Works ad spend against what it produces, where the fair housing rules constrain the targeting..

Agent Expenses

Totals agent business expenses, which are larger than most agents track..

Brokerage Fees

Totals what a brokerage costs an agent across every charge..

Split Comparison

Compares split arrangements side by side at a given production level..

Agent Annual Income

Works an agent's annual income, where the fixed cost base sets the floor..

Agent Monthly Income

Works monthly agent income, where the closing date rather than the work decides the month..

Agent Mileage

Works the mileage deduction, where the log is what makes it defensible..

Agent Tax

Estimates an agent's tax, where self-employment tax is the part that surprises people..

Listing Fee

Works a listing fee against what servicing the listing costs..

Referral Fee

Works a referral fee, where who may lawfully receive one is the first question..

Agent Cap Rate

Works cap rate for an agent advising on income property, where the expense assumptions are the advice..

Investment Return

Works investment return for a client, where the assumptions should be theirs and stated..

Real Estate Commission

Works compensation on a sale, where each party's arrangement is its own agreement..

Real Estate ROI

Works return on a rental, where the denominator decides what the number means..

Real Estate Cash Flow

Works rental cash flow, which is what is left after everything including the reserve..

Real Estate Gross Profit

Works short-term rental profit, where the regulation question comes before the arithmetic..

Real Estate Pricing

Prices management services, where the fee structure has to match where the work actually is..

Real Estate Gross Profit

Works management profit, where the maintenance and leasing lines carry it..

Real Estate Repair Revenue

Projects management revenue, where the recurring base is the asset..

Real Estate Break-Even

Works the units needed to cover a management business's fixed base..

Real Estate ROI

Works return on investment in a management business, where won units are the asset..

Real Estate Cash Flow

Works cash flow on a rental, where the timing within the year is the part that bites..

Real Estate ROI

Works return on a rental property, where the components should be reported separately..

Real Estate Gross Profit

Works profit on a rental, where accounting profit and cash in hand differ..

Real Estate Commission

Works compensation on a transaction, from the figures in the agreements rather than any standard rate..

Real Estate Gross Profit

Works an agent's business profit, treating the practice as a business rather than a job..

Real Estate Break-Even

Works how many transactions an agent needs before the year produces income..

Real Estate ROI

Works return on an agent's spending, where the right numerator is net compensation..

Real Estate Lead Value

Works what a lead is worth to an agent, which sets what one is worth paying for..

Real Estate Conversion Rate

Measures the agent funnel, where response speed is almost always the weakest stage..

Real Estate Customer Value

Works a client's value over years, where referrals usually exceed repeat transactions..

Real Estate ROI

Works marketing return for an agent, where the long cycle defeats short attribution..

Real Estate Cash Flow

Works agent cash flow, where the pipeline and the bank account are different things..

Real Estate ROI

Works rental return for a client, where the omitted expenses are what cause the disappointment..

Real Estate Gross Profit

Works profit on a single transaction, where the direct costs decide whether it was worth it..

Real Estate Commission

Works net compensation after everything, which is the only figure worth planning from..

Real Estate Commission

Works gross compensation before any deduction, which is the largest figure in the chain..

Beyond the numbers

Tools that produce something you can send

Invoice Generator

Build a clean, itemised invoice and print it to PDF.

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Estimate Generator

Turn a scope of work into a priced estimate the customer can approve.

Open tool

Work Order Generator

Write the job down before the technician leaves: what, where, who, and what they need to take with them..

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