bdevy.

Finance

Savings Calculator

Work out how long a savings goal takes, and how much you need to put aside each month to hit it.

Your numbers

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Result

Months to reach the goal 2 yrs 6 mo
Monthly deposit for your target date $985.62
Interest earned along the way $1,722
Still to save $25,000
You reach 30,000 in 2 yrs 6 mo. To do it in 24 months instead you would need $985.62 a month.

Interest is credited monthly at the annual rate divided by twelve, and deposits are made at the end of each month. Tax on interest is not deducted.

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Questions

About this calculator

How big should a business emergency fund be?

A common rule is three to six months of fixed costs. Run your fixed costs through the break-even calculator first, then use that figure as the goal here.

Does the interest rate matter much for short goals?

Very little. Over one to two years the deposit amount does almost all the work; the rate only becomes significant over longer horizons.

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Numbers are only half the job

Good margins still need customers finding you and systems that hold it together. BDEVY covers the marketing, technology and automation side.