Contractor & construction
Contractor Break-Even Calculator
The number every owner should know off the top of their head: how much work the month needs before anything is profit.
Result
Fixed and variable costs are assumed steady across the month. Seasonal trades should run this on a peak month and a slow month separately.
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About this calculator
Is the owner's salary fixed or variable?
Fixed, if you pay yourself consistently. If you only draw what is left, your break-even is understated and the business is effectively borrowing from you each month.
How often should I recalculate?
Any time you add a vehicle, a salaried person or a significant subscription. Those are the changes that quietly move break-even without anyone noticing.
What if I run several trades?
Split them. Blending a high-margin service division with a low-margin install division produces an average that describes neither.
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