Finance
Inflation Calculator
See what a sum of money is worth after inflation, and what you would need to charge to keep pace.
Result
Uses one constant rate. Real inflation varies year to year and hits trades unevenly. Material and labour costs have moved very differently from general consumer prices in recent years.
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About this calculator
What does this mean for my pricing?
If your rates have not risen with inflation, you have taken a real-terms pay cut. A price held flat for five years at 3% inflation is worth about 14% less than it was.
Should I use general inflation for construction costs?
No. Material and trade labour costs have their own indices and have often outpaced headline inflation. Use general inflation for household purchasing power and track your actual supplier prices for job costing.
The formula
future equivalent = amount × (1 + rate)^years
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